The Greater Charlottesville area (to include Greene County) is the setting for some of the most luxurious estates in the nation. But did you know this prosperous region is also home to thousands of dwellings that are unfit for living? Many homes in the area qualify as "substandard" and more than half of these homes are owned or occupied by low-income families that are unable to afford repairs. Many of these dwellings lack indoor plumbing and most have poor insulation, so they aren't well heated. Rotting roofs and floors make them unsafe. Habitat for Humanity, a world-wide nonprofit organization helps solve the problem of substandard housing, one family at a time.
A Helping Hand, Not A Hand-out
Habitat volunteers work side-by-side with Habitat homeowners, known as partner families. The partner families invest hundreds of hours of their own labor and "sweat equity" into building their own houses and the homes of fellow partner families. Habitat homes are sold to partner families at cost (no profit to Habitat) with a no-interest mortgage. Because there are no labor costs, no profits for the builders and no interest, most partner families pay less per month for their Habitat home than they paid in rent for a substandard dwelling.